The Bank Credit Analysis Handbook, Second Edition – A Guide for Analysts, Bankers, and Investors A Guide For Analysts, Bankers and Investors

A hands-on guide to the theory and practice of bank credit analysis and ratings

In this revised edition, Jonathan Golin and Philippe Delhaise expand on the role of bank credit analysts and the methodology of their practice. Offering investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks, the book is updated to reflect today's environment of increased oversight and demands for greater transparency. It includes international case studies of bank credit analysis, suggestions and insights for understanding and complying with the Basel Accords, techniques for reviewing asset quality on both quantitative and qualitative bases, explores the restructuring of distressed banks, and much more.
* Features charts, graphs, and spreadsheet illustrations to further explain topics discussed in the text
* Includes international case studies from North America, Asia, and Europe that offer readers a global perspective
* Offers coverage of the Basel Accords on Capital Adequacy and Liquidity and shares the authors' view that a bank could be compliant under those and other regulations without being creditworthy

A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook, Second Edition is a must-have resource for equity analysts, credit analysts, and bankers, as well as wealth managers and investors.

From the US savings and loan crisis of the 1980s to the malaise of Japan's banks and the Asian banking crisis in the 1990s to recent proposals for a new international bank regulatory scheme, hardly a day goes when banks are not in the business headlines. Banks do not just provide credit, they play a critical role in the financial and economic systems of virtually all countries. While much about the business of banking is straightforward, it nonetheless mystifies many. No wonder - the world of banking has conventions and an arcane jargon of its own that often make the simple appear complex, In this practical book, Jonathan Golin, who gained experience with the world's leading specialist bank rating agency, demystifies the language, the concepts and the regional variations affecting banking, bank analysis and bank ratings, describes the roles that bank credit analysts play, and explains the methodology of their practice. The Bank Credit Analysis Handbook 2 edn is a hands-on guide to both the theory and practice of bank credit analysis and ratings. Examples from around the world help readers gain a global perspective into the field of bank credit analysis.

A hands-on guide to the theory and practice of bank credit analysis and ratings In this revised edition, Jonathan Golin and Philippe Delhaise expand on the role of bank credit analysts and the methodology of their practice. Offering investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks, the book is updated to reflect today's environment of increased oversight and demands for greater transparency. It includes international case studies of bank credit analysis, suggestions and insights for understanding and complying with the Basel Accords, techniques for reviewing asset quality on both quantitative and qualitative bases, explores the restructuring of distressed banks, and much more. Features charts, graphs, and spreadsheet illustrations to further explain topics discussed in the text Includes international case studies from North America, Asia, and Europe that offer readers a global perspective Offers coverage of the Basel Accords on Capital Adequacy and Liquidity and shares the authors' view that a bank could be compliant under those and other regulations without being creditworthy A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook, Second Edition is a must-have resource for equity analysts, credit analysts, and bankers, as well as wealth managers and investors.