Raising Capital or Improving Risk Management and Efficiency? Key Issues in the Evolution of Regulation and Supervision in European Banks

This book analyses the raising of capital imposed by regulatory and  supervisory constraints for the soundness and survival of banks in Europe, highlighting critical issues. Accordingly, the text examines the improvement of risk management and efficiency operated by individual banks as the main driver for reinforcing bank resilience and survival. The investigation is carried out  essentially through study of risk management,   efficiency, capital constraints, bank regulation and supervision in Europe, monetary policy and economic growth in Europe, capital raising in European banks, bank regulation and supervision in the USA, raising of capital or improvement of risk management and efficiency as the final issue.

Raising capital by regulatory and supervisory constraints meets solvency requirements at a given time. In contrast, improving risk management and efficiency allows banks to create the best structural premises for reducing costs, increasing revenue and profits and capital level, contributing to the solvency and survival of banks.

by Fabiano  Colombini

Chapter 2 – Risk management and banking business  in Europe

by Fabiano Colombini

Chapter 3 – Credit risk management  and banking business in Europe

by Fabiano Colombini

Chapter 4 – Banking efficiency in Europe

by Fabiano Colombini

Chapter 5– Capital constraints by regulation in  Europe

Chapter 6 – Capital constraints by supervision in Europe

by   Fabiano Colombini

Chapter 7 – Bank regulation and supervision in Europe

by Antonella Cappiello

Chapter 8 – Monetary policy, bank supervisory policy and economic growth in Europe

by Antonella Cappiello

Chapter 9 – Capital raising in European banks. An empirical analysis

by Antonella Cappiello and Paola Ferretti

Chapter 10 – Banking regulation and supervision in  the USA

by Paola Ferretti 

Chapter 11 – Raising capital or improving risk management and efficiency in Europe

by Fabiano Colombini